Specialty commercial auto liability insurance

Auto liability coverage, built for motor carriers.

Continental Trust is a specialty insurer providing commercial automobile liability coverage to trucking companies across the United States.

Company record

Key details for verification

Legal name
Continental Trust Risk Retention Group
Business
Specialty insurer
State of domicile
South Carolina
Principal office
Charleston, SC38 Broad Street, Suite 200
Line of business
Commercial auto liability
Industry served
Motor carriers
Focused on commercial auto liability
Serving motor carriers across the U.S.
Domiciled and chartered in South Carolina

About Continental Trust

A specialty insurer for the trucking industry.

Continental Trust is a specialty insurance company focused on commercial automobile liability for motor carriers. We write a single line of business, which lets us understand our policyholders' operations, exposures, and regulatory obligations more closely than a generalist carrier can.

That focus shapes everything — how we underwrite, how we price, and how we support the carriers we insure. Our aim is dependable coverage and steady, long-term protection for professional trucking operations.

Why specialty matters

Trucking is not a general commercial risk. Loss exposures, federal financial-responsibility rules, and safety performance all behave differently for motor carriers than for other businesses. A specialist insurer that works in this field every day can read those risks more accurately — and stand behind the coverage more reliably.

Coverage

Commercial auto liability for motor carriers.

Continental Trust concentrates on the coverage motor carriers are required to carry and rely on most.

Auto liability

Bodily injury and property damage liability arising from the operation of covered commercial vehicles, meeting federal financial-responsibility requirements.

Built for compliance

Coverage structured around the realities of FMCSA operating authority and DOT financial-responsibility filings for interstate and intrastate carriers.

Underwriting discipline

Carriers are evaluated on safety performance and loss history, keeping the book focused on well-run operations and sustainable results.

Coverage descriptions are general summaries. Actual terms, conditions, limits, and exclusions are governed by the issued policy.

Our approach

Focused underwriting. Built for stability.

A single-line specialist can know its risks well and price them with discipline.

Single-line focus

We write only commercial auto liability, so our exposures are well understood and consistently managed.

Industry knowledge

Deep familiarity with FMCSA, CSA/SMS, and DOT realities lets us read a carrier's risk accurately.

Disciplined underwriting

Carriers are assessed on safety records and loss history, favoring professional, well-run fleets.

Long-term stability

A conservative, focused approach oriented toward dependable coverage that lasts.

Who we cover

Who Continental Trust insures.

We insure motor carriers that operate professionally, maintain valid authority, and take safety and compliance seriously. General guidelines are outlined below; specific criteria are set by our underwriting.

  1. 01

    Licensed motor carriers holding active operating authority and DOT registration.

  2. 02

    Sound safety records, reviewed against CSA/SMS performance and loss history.

  3. 03

    Commitment to compliance with FMCSA and applicable state requirements.

  4. 04

    Professional operations, with well-maintained equipment and qualified drivers.

More than a policy

Continental Trust supports insured carriers with safety and compliance resources aimed at reducing exposure before losses occur — driver qualification, CSA score awareness, and FMCSA compliance support.

The goal is straightforward: help carriers run safer fleets, which protects the carrier and keeps coverage dependable.

Company information

For brokers, regulators, and carriers verifying the company.

Key identifying and regulatory details for due-diligence review

Corporate

Legal name
Continental Trust Risk Retention Group
Business
Specialty insurer — commercial auto liability
State of domicile
South Carolina
Principal office
38 Broad Street, Suite 200, Charleston, SC 29401
Year established
2026
Federal EIN
42-3867015

Regulatory & financial

NAIC number
18010
SC license / charter no.
526251536
States authorized
South Carolina (domicile); additional states to be assigned
Domiciliary regulator
South Carolina Dept. of Insurance

Contact

Get in touch with Continental Trust.

For coverage questions, broker inquiries, or verification requests, reach us directly.

Contact
Laura Marshalls
Office
38 Broad Street, Suite 200 Charleston, SC 29401

To report a claim, email claims@continental-trust.net or call the number above.

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